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      財產保險定義

      財產保險是指投保人根據合同約定,向保險人交付保險費,保險人按保險合同的約定對所承保的財產及其有關利益因自然災害或意外事故造成的損失承擔賠償責任的保險。財產保險是以財產及其有關利益為保險標的。廣義上財產保險包括財產損失保險(有形損失)、責任保險、信用保險等。與家庭有關的僅指財產損失保險,主要有家庭財產保險及附加盜竊險、機動車保險、自行車保險、房屋保險、家用電器專項保險等。

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